It sounds to me like you are doing what you can afford. I can barely afford what I have. It's all VHF and UHF band radios. Some of it is because of my budget, some of it is because I prefer 6m and shorter over HF. As a kid, I had a Uniden scanner and a Grundig HF radio. I rarely used the HF radio and spend most of my time with the scanner. After doing HF a few times, I prefer VHF and UHF over HF. It's just as well since most HF gear is beyond my price range. Do what you can and what you can afford.
